By using this Website and/or creating an account and becoming a member, you accept and agree to ♠ all terms, conditions and notices contained or referenced on the website ("Terms and Conditions of Use"). Please read the following ♠ Terms and Conditions of Use carefully. If you do not agree to the Terms and Conditions of Use, do not ♠ use this Website.

Provider reserves the right to change the Terms and Conditions of Use at any time, without prior notice ♠ to any Website visitor ("User" or "You"). For this reason, we encourage you to review these Terms and Conditions of ♠ Use whenever you use our Website. If you breach any of the Terms and Conditions of Use, your authorization to ♠ use this Website automatically terminates.

You must be at least the age of majority of your applicable jurisdiction of residence which ♠ is twenty one (21) years of age or older for residents of the United States, including the District of Columbia, ♠ and you may not be a firm, business entity or institution. By using this Website and Service, you represent and ♠ warrant that you have the right, authority and capacity to enter into this agreement and to abide by all of ♠ these Terms and Conditions of Use.

You are subject to the laws of the country, state, city or other legal entity ♠ (collectively "Jurisdiction") in which you reside and/or from which you access the Website and the Service. Access to the Website ♠ may not be legal for some or all residents of, or persons present in, certain Jurisdictions. It is your responsibility ♠ to determine the law that applies in the applicable Jurisdiction and Provider does not make any representation or warranty, express ♠ or implied, as to the lawfulness of your participation in or use of Service on this Website are appropriate for ♠ use in your Jurisdiction. If you participate in the Service offered on the Website while located in a prohibited Jurisdiction, ♠ you will be in violation of the law of such Jurisdiction and these Terms and Conditions of Use.